Choose the Plan That Fits You Best - We'll Handle Every Step of Your Full-Service Credit Repair
Start at the same price as DIY tools, or upgrade to full‑service repair with advanced support and credit‑building bonuses.
Essentials Credit Repair – $29.95/mo
24/7 credit monitoring and alerts
Access to your credit scores and reports
Credit score tracking tools
Simulations to see how actions may impact your score
Money and account overview tools
Identity and dark web monitoring
We dispute up to 2–3 negative items on one bureau per month.
Best for people with just a few key derogatories to tackle.
Standard email/text support and monthly progress updates.
Access to the free Life by Design training community.
Free Bill Evaluation: we review your home bills (internet, cell, TV, utilities, etc.) to look for ways to lower your monthly expenses at no extra cost.
Perfect if you only have a few negative items and want affordable professional help.
Elite Credit Repair – $49.99/mo (Most Popular)
Includes everything offered in the Essentials plan.
We work all 3 bureaus and handle unlimited negative items each month (within fair‑use limits).
Ideal for complex files: multiple collections, charge‑offs, repossessions, bankruptcies, and late histories.
Priority support and faster responses.
Monthly strategy check‑ins to review progress and goals.
Access to the free Life by Design community.
Free Bill Evaluation included, just like Essentials.
Best if you have multiple negative items or want to reach your credit and funding goals as fast as possible.
Lexington Law ®
creditrepair.com®
Cost
$29.95 - $49.99
per month
$89 - $129
per month
$99
per month
Disputes per month
Unlimited
2 - 3
2 - 3
Bureaus can ignore disputes?
No
Yes
Yes
Access to Free Skool
Yes
No
No
Lexington Law, creditrepair.com and their logos and product names are trademarks or registered trademarks of their respective owners. This website is not affiliated with, or endorsed or sponsored by, Lexington Law, creditrepair.com or any of their affiliates. Monthly pricing taken from lexingtonlaw.com and creditrepair.com and is subject to change.
Cost
$29.95 - $49
per month
$89 - $129
per month
$99
per month
Disputes per month
Unlimited
$89 - $129
per month
$99
per month
Bureaus can ignore disputes?
No
Yes
Yes
Access to free School
Yes
No
No
Side‑by‑Side Comparison Table
Essentials – $29.95/mo
Elite – $49.99/mo (Most Popular)
SmartCredit account included
Yes
Yes
24/7 credit monitoring & alerts
Yes
Yes
Access to credit scores and reports
Yes
Yes
Credit score tracking / trend tools
Yes
Yes
"What‑if" score simulator tools
Yes
Yes
Money manager / linked accounts overview
Yes
Yes
Identity and dark web monitoring
Yes
Yes
Access to Life by Design (free community)
Yes
Yes
Number of bureauswe dispute with
1 bureau only
All 3 major bureaus
Types of cases
A few simple derogatory items
Complex files: collections, charge‑offs, repos, bankruptcies, lates
Progress reviews
Monthly automated updates
Monthly strategy check‑ins + progress reviews
Premium credit‑building boost
No
Rent reporting or secured card/credit‑builder plan
Free Bill Evaluation (to lower monthly expenses)
Included at no extra cost
Included at no extra cost
Best fit
I just need a few things fixed on one bureau
I want a full rebuild on all bureaus and bigger goals (home, solar)
Essentials – $29.95/mo
Elite – $49.99/mo
(Most Popular)
SmartCredit account included
24/7 credit monitoring & alerts
Access to credit scores and reports
Credit score tracking / trend tools
"What‑if" score simulator tools
Money manager / linked accounts overview
Identity and dark web monitoring
Access to Life by Design (free community)
Number of bureauswe dispute with
1 bureau only
All 3 major bureaus
Types of cases
A few simple derogatory items
Complex files: collections, charge‑offs, repos, bankruptcies, lates
Progress reviews
Monthly automated updates
Monthly strategy check‑ins + progress reviews
Free Bill Evaluation (to lower monthly expenses)
Included at no extra cost
Included at no extra cost
Best fit
I just need a few things fixed on one bureau
I want a full rebuild on all bureaus and bigger goals (home, solar)
IF YOU ARE STILL UNSURE ABOUT US
FREQUENTLY ASKED QUESTIONS
Question 1: What is Genesis Credit Restoration?
Genesis Credit Restoration is a credit repair company that helps individuals improve their credit reports by disputing inaccurate, outdated, or unverifiable negative items.
Question 2: How is credit repair with Genesis Credit Restoration different from other companies?
We provide credit repair services at no charge to our customers. Your only cost is a subscription to a specific credit monitoring service, necessary for our process, which is billed by them—not by us.
Question 3: Is credit repair really free with Genesis Credit Restoration?
Yes! The only required payment is the $49.99 monthly fee paid directly to the credit monitoring provider. Genesis does not charge you for credit repair services.
Question 4: Why do I need to subscribe to a credit monitoring service?
Credit monitoring tools allow us to monitor your credit changes, track disputes, and keep your information secure and up to date throughout the process.
Get Your Free Credit Repair
and improve your life Today!
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